West - Can Leasing Ltd.

All-make vehicle leasing

Your local lease source for small business, commercial and private leasing needs.

Whether you are an owner-operator of a small business, a medium sized commercial concern with a multi-vehicle fleet or an individual who enjoys driving the latest vehicles, West - Can Leasing Ltd. has a lease solution for you. Just pick the terms that make your lease simple and affordable. A purchase option is available, or you can choose to walk away at lease end with no obligation.

Although specializing in Ford, Lincoln, Toyota, Mazda and Nissan, we lease all makes and models. We are happy to quote using our flexible wholesale lease terms to tailor a payment to meet almost any budget requirement.

For more information and your next lease quote call:

Why Lease?

Potentially lower monthly payment

Lease payments are always lower than finance payments when comparing the same vehicle, same price, and same terms. Lease payments are often lower even when compared to longer-term finance terms.

Shorter term, newer vehicle more often, fewer repair headaches

Typically, lease terms are 36 or 48 months, which means you can move up to the latest model usually within the manufacturer's warranty period. All you have to look after are the regular maintenance visits.

Business expense

For business or self-employed lessees there may be expense, write-off or tax advantages to leasing. You should get advice from your accountant as to what advantages may apply to your circumstances.

Lower taxes

You only pay tax on a lease when you make a payment and not on the full price of the vehicle.

Little or no money down

There is often no requirement for money down at the start of a lease apart from making the first payment. You can also choose the amount of your down-payment, if you want to lower your monthly-payment amount.

No deprecation headaches

At the end of a closed-end lease, as long as the agreed mileage has not been exceeded and you have not incurred excess wear and tear, you can simply return the vehicle and lease a new one even if the current value of the vehicle being returned is less than the option to purchase. The lease company has taken the risk on the depreciation, not you.

Option to purchase

At the end of a closed-end lease (with an option to purchase) you can buy out your vehicle at a pre-determined price, plus the applicable taxes at that time. If the vehicle has been a good one, the buy-out is in line with market conditions and you prefer to keep it, then you can take up the option to purchase.

Custom terms

Depending on your circumstances, you may choose to customize your lease. Lease terms can range from 12-60 months; you may wish to put money down to reduce your payment; you may have particular high or low mileage requirements; or you may elect to have a lower-than-usual option to purchase.

FAQ

Can I still lease if I drive a lot?

Yes. Your lease can be customized to accommodate high or low mileage. The payment will be a little higher if you drive more, but the option to buy will be lower to reflect the total mileage at lease end.

What penalties are there at lease end?

The only potential additional costs at the end of a lease occur if, when you return the vehicle, you have driven more than the agreed mileage, or the vehicle suffers from wear and tear over and above what would normally be expected.

What is considered normal wear and tear?

The vehicle must be maintained according to the manufacturer's recommendations. On return of the vehicle, any insurable damage should have been repaired; all exterior and interior damage should be repaired; tires and glass should be in acceptable condition; all equipment covered by the lease should be on the vehicle when returned. Basically, the vehicle should be maintained and cared for as if it were your own.

Can I get out of a lease early?

Yes. A lease is no different from a finance contract in that the vehicle has a value and the lease has a balance owing. You can pay the difference, pay the remaining lease payments or even roll the balance into your next lease, depending on your circumstances.

Can I lease a used car?

Yes. Leases can be made on vehicles up to three years old - older for low-mileage luxury vehicles.

My credit is not perfect; can I lease?

Each application is assessed on its individual merit. It costs nothing to submit a credit application to find out if you qualify. For local business owners and self-employed customers, leasing often proves to be the most convenient way to drive the vehicle or vehicles that best suit their needs without having to tie up borrowing potential.